:root {
  --ink: #162033;
  --muted: #5f6b7a;
  --line: #d9e0e8;
  --paper: #fbfaf7;
  --white: #ffffff;
  --blue: #184e77;
  --teal: #1b998b;
  --gold: #b9892b;
  --soft: #eef5f3;
  --accent: #cf5c36;
}

* { box-sizing: border-box; }

body {
  margin: 0;
  font-family: Arial, "Tahoma", sans-serif;
  color: var(--ink);
  background: var(--paper);
  line-height: 1.75;
}

a { color: inherit; }

.site-header {
  position: sticky;
  top: 0;
  z-index: 10;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  padding: 14px clamp(18px, 4vw, 56px);
  background: rgba(255,255,255,.96);
  border-bottom: 1px solid var(--line);
}

.brand {
  font-weight: 800;
  text-decoration: none;
  color: var(--blue);
  font-size: 20px;
  white-space: nowrap;
}

.nav {
  display: flex;
  align-items: center;
  gap: 14px;
  flex-wrap: wrap;
  justify-content: flex-end;
}

.nav a {
  text-decoration: none;
  font-size: 14px;
  color: var(--muted);
  font-weight: 700;
}

.nav a:hover { color: var(--blue); }

.nav-cta {
  color: #fff !important;
  background: #06c755;
  padding: 8px 13px;
  border-radius: 8px;
}

.wrap {
  width: min(1120px, calc(100% - 36px));
  margin: 0 auto;
}

.hero {
  padding: clamp(56px, 8vw, 96px) 0;
  background:
    linear-gradient(135deg, rgba(24,78,119,.94), rgba(27,153,139,.88)),
    url("https://images.unsplash.com/photo-1456513080510-7bf3a84b82f8?auto=format&fit=crop&w=1800&q=80");
  background-size: cover;
  background-position: center;
  color: #fff;
}

.hero-grid {
  display: grid;
  grid-template-columns: minmax(0, 1.35fr) minmax(280px, .65fr);
  gap: 34px;
  align-items: center;
}

.hero h1 {
  font-size: clamp(36px, 6vw, 68px);
  line-height: 1.1;
  margin: 10px 0 20px;
  max-width: 850px;
}

.lead {
  font-size: clamp(18px, 2vw, 22px);
  color: rgba(255,255,255,.88);
  max-width: 780px;
}

.eyebrow {
  margin: 0 0 10px;
  text-transform: uppercase;
  letter-spacing: .08em;
  font-weight: 800;
  color: var(--gold);
  font-size: 13px;
}

.hero .eyebrow { color: #f5d17b; }
.center { text-align: center; }

.breadcrumb {
  display: flex;
  gap: 8px;
  align-items: center;
  flex-wrap: wrap;
  margin-bottom: 18px;
  color: rgba(255,255,255,.82);
  font-size: 14px;
}

.breadcrumb a {
  color: #fff;
  font-weight: 800;
  text-decoration: none;
}

.breadcrumb a::after {
  content: "/";
  margin-left: 8px;
  color: rgba(255,255,255,.55);
}

.button {
  display: inline-block;
  text-decoration: none;
  font-weight: 800;
  padding: 12px 18px;
  border-radius: 8px;
  margin: 8px 8px 0 0;
}

.primary { background: #06c755; color: #fff; }
.secondary { background: rgba(255,255,255,.15); color: #fff; border: 1px solid rgba(255,255,255,.36); }

.hero-panel,
.note-box {
  background: rgba(255,255,255,.94);
  color: var(--ink);
  padding: 26px;
  border-radius: 8px;
  box-shadow: 0 18px 44px rgba(0,0,0,.16);
}

.hero-panel h2,
.note-box h2 { margin-top: 0; }

.check-list {
  padding-left: 22px;
  margin-bottom: 0;
}

.check-list li { margin: 9px 0; }

.section { padding: clamp(54px, 7vw, 88px) 0; }
.soft { background: var(--soft); }

.section-title {
  text-align: center;
  font-size: clamp(28px, 4vw, 44px);
  line-height: 1.2;
  margin: 0 auto 28px;
  max-width: 850px;
}

.section-title.left { text-align: left; margin-left: 0; }

.section-intro {
  max-width: 760px;
  margin: 0 auto 28px;
  text-align: center;
  color: var(--muted);
  font-size: 18px;
}

.cards {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 18px;
}

.card {
  display: block;
  min-height: 250px;
  padding: 26px;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 8px;
  text-decoration: none;
  transition: transform .18s ease, box-shadow .18s ease;
}

.card:hover {
  transform: translateY(-4px);
  box-shadow: 0 14px 34px rgba(24,78,119,.12);
}

.card h3 { font-size: 23px; margin: 12px 0 10px; color: var(--blue); }
.card p { color: var(--muted); margin-bottom: 0; }

.tag {
  display: inline-block;
  font-size: 12px;
  font-weight: 800;
  color: var(--accent);
  text-transform: uppercase;
  letter-spacing: .08em;
}

.sample-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 18px;
}

.sample-card {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 8px;
  padding: 24px;
  min-height: 260px;
  display: flex;
  flex-direction: column;
}

.sample-card h3 {
  margin: 12px 0 10px;
  color: var(--blue);
  font-size: 22px;
  line-height: 1.25;
}

.sample-card p {
  color: var(--muted);
  margin: 0 0 20px;
}

.sample-link {
  margin-top: auto;
  display: inline-block;
  text-decoration: none;
  color: #fff;
  background: var(--blue);
  font-weight: 800;
  padding: 10px 14px;
  border-radius: 8px;
  text-align: center;
}

.sample-link:hover { background: #123b5b; }

.sample-note {
  max-width: 820px;
  margin: 26px auto 0;
  color: var(--muted);
  text-align: center;
  font-size: 15px;
}

.split {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 42px;
  align-items: start;
}

.feature-list {
  display: grid;
  gap: 14px;
}

.feature-list div {
  background: #fff;
  border: 1px solid var(--line);
  border-left: 5px solid var(--teal);
  border-radius: 8px;
  padding: 18px;
}

.feature-list strong { display: block; color: var(--blue); font-size: 20px; }
.feature-list span { color: var(--muted); }

.steps,
.content-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 16px;
}

.steps div,
.content-card {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 8px;
  padding: 22px;
}

.steps b {
  display: inline-grid;
  place-items: center;
  width: 36px;
  height: 36px;
  border-radius: 50%;
  background: var(--blue);
  color: #fff;
}

.service-hero {
  padding: clamp(48px, 7vw, 82px) 0;
  background: linear-gradient(135deg, #15324a, #1b998b);
  color: #fff;
}

.service-hero h1 {
  font-size: clamp(34px, 5vw, 58px);
  line-height: 1.14;
  max-width: 860px;
  margin: 10px 0 18px;
}

.service-hero p {
  color: rgba(255,255,255,.9);
  max-width: 790px;
  font-size: 20px;
}

.article {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 320px;
  gap: 34px;
  align-items: start;
}

.article-main {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 8px;
  padding: clamp(24px, 4vw, 42px);
}

.article-main h2 { color: var(--blue); margin-top: 34px; }
.article-main h2:first-child { margin-top: 0; }
.article-main h3 { color: var(--ink); margin-top: 26px; }

.sidebar {
  position: sticky;
  top: 92px;
  display: grid;
  gap: 16px;
}

.side-card {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 8px;
  padding: 20px;
}

.side-card a {
  display: block;
  text-decoration: none;
  padding: 7px 0;
  color: var(--blue);
  font-weight: 700;
}

.cta-band {
  background: var(--blue);
  color: #fff;
  padding: 36px;
  border-radius: 8px;
  margin-top: 34px;
}

.cta-band p { color: rgba(255,255,255,.86); }

.faq details {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 8px;
  padding: 16px 18px;
  margin: 12px 0;
}

.faq summary { font-weight: 800; cursor: pointer; }

.footer {
  background: #101b2b;
  color: rgba(255,255,255,.76);
  padding: 34px 0;
}

.footer-grid {
  display: flex;
  justify-content: space-between;
  gap: 24px;
}

.footer a {
  display: block;
  color: #fff;
  text-decoration: none;
}

@media (max-width: 900px) {
  .site-header { align-items: flex-start; flex-direction: column; }
  .nav { justify-content: flex-start; }
  .hero-grid,
  .split,
  .article { grid-template-columns: 1fr; }
  .cards { grid-template-columns: repeat(2, 1fr); }
  .sample-grid { grid-template-columns: repeat(2, 1fr); }
  .steps,
  .content-grid { grid-template-columns: repeat(2, 1fr); }
  .sidebar { position: static; }
}

@media (max-width: 640px) {
  .cards,
  .sample-grid,
  .steps,
  .content-grid { grid-template-columns: 1fr; }
  .card { min-height: auto; }
  .footer-grid { flex-direction: column; }
}